Terms and Conditions

Terms and Conditions
The following explains the terms and conditions under which this site offers limited access to and use of the services provided to you by the Owner. The Website and the services provided herein shall be governed solely by these Terms of Use. Please read carefully the terms outlined below before using the Website as your access to and use of the Website constitutes your agreement to be bound by these Terms of Use. For further information, please refer to our Privacy Policy and Cookie Policy.

This site is the Owner of the Website and reserves the right, at its sole discretion, to modify these Terms of Use at any time and any such modification shall take effect immediately upon posting the modification. You should periodically check these Terms of Use for modifications. When you use the Website after making updates, you will be bound by those updates.

Our aim is to provide our guests with a completely transparent User experience, in accordance with relevant legislation and industry standards and regulations. Therefore, if there is anything that you do not see listed below or in our Privacy Policy or General Disclosures, or if you have any concerns about the details provided below, please contact us.

Legal restrictions
Without restricting the above, you recognise that the laws relating to financial contracts differ around the world, and it is your absolute duty to ensure that you comply entirely with any statute, regulation or guideline applicable to your country of residence with regard to the use of the website. To prevent concerns, the right to access our website does not automatically mean that our services and/or your actions are legal under the rules, regulations or directives that apply to your country of residence.

This website does not constitute, and must not be used for the purposes of, an offer or solicitation to any person in any jurisdiction in which such an offer or solicitation is not allowed or to any person to whom it is unlawful to make such an offer or solicitation. Access to this website and the offering of financial contracts via this website may be limited in some jurisdictions and, as a result, users who access this website are expected to notify themselves and comply with these restrictions.

Website accessibility and licensing
This website hereby grants you a limited, non-exclusive, non-transferable license to access, bookmark, download and print pages on the Website and the Material contained on those pages solely for the purpose of your personal, non-commercial use and display. You are solely responsible for purchasing, paying for, repairing and maintaining all equipment, telephone lines and other materials that you need to access the Website, and pages on the Website can be used exclusively for medical , educational and non-commercial purposes. You may not alter, copy, distribute, upload, post, view, execute, replicate, publish, licence, create derivative works from, pass or sell any of the Site’s Material, Data, Information, Software, Products or Services, unless you have obtained prior written permission, whome expressly reserves the right to monitor any use of the Website.

The Website is not available/intended to be used by individuals under the age of 13. If you are between 13 and 18 years of age (or between 13 and the age of legal majority in your country of residence), you may use the Website only under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use. By using the Website, you agree to be bound and otherwise comply with the terms of your age mentioned above.

No recommendations or given advice
The website is used for educational purposes only as the website is not accredited as a securities broker or investment advisor. No material on the Website is intended as stock trading, investment, tax, accounting, or legal advice, as an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund. NAME OF WEBSITE cannot and does not assess, verify, or guarantee the adequacy, accuracy or completeness of any information, the suitability or feasibility of any particular investment or the potential value of any investment or source of information. You are responsible for carrying out your own investment research and decision-making and should seek advice from a qualified securities professional before making any investment and assess and thoroughly appreciate all risks before investing. The website in no way warrants the solvency, financial status, or investment advice of any of the securities listed on the Website or of any linked site. The material on the Internet is not intended to be used as the sole basis for any investment decision, nor should it be interpreted as a guideline designed to meet the investment needs of any individual investor. See our and Advertiser Discloser for supplementary information.

User account responsibility
In order to use the Website or parts thereof, you may be required to register for a user account; in this case, you agree to provide truthful information when requested and, if a minimum age is required to qualify for a user account, you agree to be at least the age required. You accept that you are solely responsible for preserving the confidentiality and protection of your username and password and that you are responsible for all actions that take place under the authority of your username. You agree to notify management immediately of any unauthorised use of your user account, username, or password.

The Website contains review services or other forums in which you or third parties can post reviews of experience using services and/or products or other information, messages, materials, videos or other things on the Website (collectively, “User Areas”). You are solely responsible for using and using such User Areas at your own risk. By using any User Areas, you expressly agree not to post, upload, transmit, distribute, store, create or otherwise publish through the Site any of the following:

Any message, data, information, text, music, sound, photos, graphics, video, code, or any other material (“User Contribution”) that is unlawful, libellous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent, or otherwise objectionable; User Contribution on products or services offered by your current employer or by direct competitors of your current employer; User Contribution that would constitute, encourage, or provide instructions for a criminal offense, violate the rights of any party, or otherwise create liability or violate any local, state, national, or international law, including, without limitation, the regulations of the Cyprus Securities and Exchange Commission (CySEC) and/or Financial Conduct Authority (FCA) or any rules of a securities exchange; User Contribution that may infringe or misappropriate any patent, trademark, trade secret, copyright, or other intellectual or proprietary right of any party; User Contribution that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity. Unsolicited promotions, political campaigning, advertising, contests, raffles, or solicitations; Private information of any third party; Viruses, corrupted data, or other harmful, disruptive, or destructive files; User Contribution that is unrelated to the topic of the User Area(s) in which such User Contribution is posted; or User Contribution or links to content that, (a) violates the previous subsections herein, (b) is objectionable, (c) restricts or inhibits any other person from using or enjoying the User Areas or the Website, or (d) may expose our brand or its affiliates or its Users to any harm or liability of any type.

External linked websites
Through providing links to other pages, the website does not guarantee, authorise or support the information or items available on these pages, nor does a link imply any affiliation or approval of the linked site.

We do not operate or monitor and is not responsible for the content, products and/or services found on any external site, unless expressly specified on such external site. Nor do such links represent or endorse the accuracy or reliability of any information, products and/or services provided on or through any external site, including, without limitation, warranties of any kind, whether express or implied, warranties of title or non-compliance or implied warranties of merchantability or fitness for a particular purpose. You assume full liability and risk for your use of any external sites.

Intellectual Property
Both trademarks used on the Website are licenced and unregistered trademarks. The trademarks of our brand may not be used in any way that is likely to cause confusion among customers.

All Material on the Website, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, apps, icons, message boards, chat, html code, xml code and other original Content (collectively, “Content”), is the property of our brand and services, or its service providers and is protected by the UK and international copyright laws.

Nothing on the Website shall give you any licence or other right to any intellectual property of our brand and services, or to any third party’s intellectual property. You may not copy, modify, distribute, display, reproduce or republish any of the data or contents contained on the Website without the prior written consent.

Any User Contribution that includes, but is not limited to, service reviews, product reviews, user-generated data and financial data, chat, forum posts, and/or any such content that you post to the Website shall be considered non-confidential and non-proprietary. By publishing any User Contribution on the Website and give a permanent, royalty-free and irrevocable right and licence to use, copy, adapt, write, translate, distribute, publicly show, publicly display, sublicense, build derivative worms. You reflect and warrant that you own or manage all rights in and to the User Contributions, including the right to licence these User Contributions, and that all of your User Contributions shall comply with these terms and conditions.

For applicable disclaimers, including limitations of liability.

This Website is committed to protecting its Users’ privacy. Please see our Privacy Policy for information relating to how we collect, use, and disclose your personal information.

The applicable law
You accept that these Terms of Use and any conflict arising out of your use of the Website or the goods or services offered by the Website shall be regulated by and interpreted in compliance with the laws of the United Kingdom, without regard to the choice of law provisions. You accept that the jurisdiction over and the venue of any legal action directly or indirectly arising out of or relating to the Website (including but not limited to your registration for a user account and/or your use of the Website and the services it provides) shall be the jurisdiction of the United Kingdom.

You agree to indemnify, defend and hold harmless with our affiliates and their respective officers, directors, managers, employees and agents, from and against any and all claims, liabilities, damages, losses or expenses, including attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Website, any User Contribution you post, store or otherwise transmit in or through the Website, your violation of the rights of any third party, any violation by you of these Terms of Use, or any breach of the representations, warranties, and covenants made by you herein.

In the event that any clause of these Terms of Use is or becomes invalid or unenforceable, that clause (to the degree that it is invalid or unenforceable) shall be read to represent the original purpose in compliance with the relevant law, and the remainder of these Terms of Use shall remain in full force and effect. Our failure to insist on or enforce strict compliance with any provision of these Terms of Use shall not be considered as a waiver of any provision or right, and all such provisions and rights shall remain in full force and effect.

You accept that any claim or cause of action you may have with respect to the Website or its services must be lodged within one (1) year after any claim or cause of action has arisen, otherwise any claim or cause of action shall be indefinitely prohibited, without regard to any contrary legislation.